Transaction Summary

McColl Partners, LLC acted as financial advisor to Integrity Financial Corp. ("Integrity") (NASDAQ: IFCB) in its sale to FNB Corp. (NASDAQ: FNBN).  Integrity is a $666 million bank holding company based in Hickory, North Carolina, with 17 community offices located throughout western North Carolina.  The merger will create a $1.8 billion bank holding company with 41 community offices in 17 counties extending from the Sandhills to the mountains of North Carolina.

About Integrity Financial Corp.

Integrity is the parent company for Catawba Valley Bank and First Gaston Bank. Based in Hickory, Catawba Valley Bank commenced operations in 1995 and operates 12 community offices in six counties. First Gaston Bank commenced operations in 1995 and operates 5 community offices in Gaston County. As of September 30, 2005, Integrity reported total assets of approximately $666 million.

About McColl Partners, LLC

McColl Partners is an independent investment banking firm specializing in the needs of management and owners of middle-market companies.  With significant experience working with private equity groups, entrepreneurs, family-owned businesses, public companies, financial institutions, and divisions of large companies, the firm is dedicated to offering strategic advice and assistance to its clients regarding mergers and acquisitions and private capital raising assignments.

For more information about our Financial Services Group, please contact Phil Colaco or Brian Davis at (704) 333-0525.  More information about McColl Partners can be found at www.mccollpartners.com.